abcfinance
Albis
Commerz Real
CONLINK
Deutsche Leasing
elf Leasing
Honda Bank
LeaseForce
Maske
Miller Leasing
Raiffeisen-IMPULS-Leasing
Siemens Financial Services
SüdLeasing
UniCredit Leasing
VR-LEASING
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TRIGONIS. Endless possibilities to plan more precisely.

To us, endless means for us to have all the planning options you can imagine: TRIGONIS is an innovative planning system which was specially developed for the leasing, lending and factoring business. In times of increasingly new regulatory requirements and ever shorter reporting cycles, TRIGONIS offers security when it comes to planning and controlling your business.

New features, new highlights: Find out more about the TRIGONIS – equipped with everything to make your future success easy and secure.

TRIGONIS - Highlights

Innovation for your planning. The new TRIGONIS comes with many improvements that make working easier and planning more secure.

 

TRIGONIS net asset value

Get a hold on hidden reserves

The net asset value plays a central role when it comes to managing leasing companies. By identifying future earnings potential from the contract portfolio, the full value of a leasing company can be represented much more precisely. The net asset value thus complements the classic balance view by providing a complete picture.

TRIGONIS follows the recommendations of the Federal Association of German Leasing Companies (German: Bundesverband Deutscher Leasing-Unternehmen e.V. or BDL for short) in calculating the net asset value.

 

TRIGONIS risk bearing capability

Foresee risks, protect capital

The risk bearing capability concept in TRIGONIS follows the values-based approach and is thus based on the net asset value.

  • Accounting for significant risks
  • Gone Concern and Going Concern principle
  • Scenario analyses (adverse scenarios, stress scenarios, etc.)
  • Capital requirements planning process based on a multi-year planning horizon

The risk bearing capability concept in TRIGONIS is based on the current BDL guidelines (November 2015).

 

TRIGONIS balance sheet preview

Plan ahead, don’t just fulfil immediate needs

Whether monthly, quarterly or annually, with TRIGONIS you have your balance sheet and profit and loss account at a glance.

Processing individual contracts in your contract portfolio gives you a detailed multi-year preview without projecting current results onto future periods. The display is based on current RechKredV and IFRS standards. Alternative depreciation areas can be easily integrated.

 

TRIGONIS new business

Precise planning instead of "rule of thumb” guessing

The integrated new business planner let’s you shape your future business.

TRIGONIS supports both a sales-orientated bottom-up planning and a strategic top-down approach.

Different planning methods along with the current contract portfolio lead to differentiated scenarios for future business.

 

TRIGONIS Rent

Low budget, top security

If you are a small unit and do not require a 'big solution for a lot of money', we have TRIGONIS for rent for you.

The new TRIGONIS leasing model TRIGONIS also offers small and medium-sized businesses (SMBs) a flexible and cost-effective way to use the strengths of a professional planning system with all the necessary components. You can reap the benefits starting from just €500 per month. Just ask us.

 

TRIGONIS Enterprise

Plan individually, network globally

Different departments, remote offices, foreign subsidiaries and a joint planning approach?

  • TRIGONIS Enterprise lays the foundations for this
  • Use of a cross-data pool for all corporate divisions
  • Defined access rights and visibility rules
  • Support for defined workflows through an integrated status system

Share all the benefits of TRIGONIS – together.

 

„TRIGONIS offers us professional business planning and provides us with valuable support for our reporting.“

Björn Sternagel CFO Lease Force AG

„TRIGONIS offers us integrated planning from a leasing and bank perspective.“

Jutta Schneider, Head of Controlling abcfinance GmbH

„With TRIGONIS we plan and manage everything centrally – in different levels of result – both with our foreign subsidiaries as well as our domestic business.“

Jutta Schneider, Head of Controlling abcfinance GmbH

„A professional planning tool such as TRIGONIS, will becoming increasingly vital for the industry against the backdrop of steadily increasing regulatory requirements.“

Horst Fittler, Managing Director Bundesverband Deutscher Leasingunternehmen e. V.
 

Since June 11, 2015, the net asset value must be audited in detail in accordance with the German Auditor's Report Regulation, PrüfbV. With TRIGONIS, you’re in the best position!

Key features

TRIGONIS is one of the few established instruments on the market that meets many regulatory requirements (from the MaRisk) such as net asset value, net asset value history, risk bearing capability, capital requirements planning, liquidity planning, etc. compliant to auditing requirements, over several years and without the use of IDP/EUC (individual data processing / End User Computing).

 

The Simulation Engine

Pure industry knowledge

The heart of TRIGONIS. Your assumptions about company performance are processed on an individual contract basis during the simulation. The results provide you with a conclusive planning reports to assist you in steering activities.

Specify different scenarios and compare them with each other quickly – TRIGONIS lets you depict various future scenarios based on numerous parameters.

  • Premature liquidation
  • Renewals
  • Risk costs
  • and many other settings

The simulation parameters can be applied flexibly to the entire contract portfolio, to sub-portfolio or a individual contract.

 

Balance Sheet and Profit and Loss Planning

Expense and income profiles of leasing agreements do not always follow a classic pattern. Period shifts in income as a result of high starting losses are the norm in the leasing business.

Asset and liability balance sheets along with profit and loss account are arranged according to the contract portfolio and simulation scenarios. Each contract is simulated with all its components up to its expiry on an individual basis.

  • RechKredV accounting
  • IFRS accounting
  • Different depreciation areas of the assets can be represented

All reports can be compiled together and displayed on a monthly basis. Key indicators are reported on an individual basis for verification purposes.

 

Net asset value

The net asset value plays a central role when it comes to managing leasing companies. By identifying future earnings potential from the contract portfolio, the full value of a leasing company can be represented much more precisely. The net asset value thus complements the classic balance view by providing a complete picture.

  • Display according to gross/net method
  • Alternatively, with consideration of new business (net asset value performance)
  • Also according to IFRS standards

The net asset value can be disclosed in the form of a detailed Excel report as well as a PDF file and can thus be easily distributed to all internal and external recipients (refinancing banks, financial supervision). TRIGONIS follows the recommendations of the Federal Association of German Leasing Companies (German: Bundesverband Deutscher Leasing-Unternehmen e.V. or BDL for short) in calculating the net asset value.

 

Risk bearing capability/Capital requirements planning

The concept of risk bearing capability in TRIGONIS follows the values-based approach and is thus based on the net asset value. In addition to the "methodologically consistent" Gone Concern principle, the Going Concern principle can also be selected in TRIGONIS.

TRIGONIS lets users develop a wide variety of scenarios from which the major risks can be derived. Consideration is given to default risk as well as market price risk. Operational risk and other contract-independent risks can be included in the form of expert estimates in the reports. The display of refinancing risks as well as a slowdown in investment climate can be integrated through different new business scenarios.

Through the multi-year planning horizon in TRIGONIS, the risk bearing capability concept can be carried over into a capital requirement planning. This does not require any further steps.

The risk bearing capability concept in TRIGONIS is based on the current BDL guidelines (November 2015).

 

Liquidity planning

Fully integrated and reconcilable with the P&L/balance sheet planning, based on inventory and plan business.

 

New business planning

The new business planner let’s you shape your future business. Leasing, hire purchase, loans or factoring - different contract models can be planned flexibly.

 

Multi-year planning horizon

Comfortable planning of existing and new business over an arbitrary number of years in advance. Flexible display of results as a monthly, quarterly or annual reports.

 

Individual contract report

All indicators are reported per contract during the simulation. These reports are a perfect base for further processing the result set in a BI solution.

 

TRIGONIS Explorer

Projects, contract portfolios, new business plans, program settings – everything is centrally stored in TRIGONIS and is available to all users. All objects are easily accessible via the integrated Explorer.

 

Quality assurance

All portfolio data are thoroughly checked during import including for feasibility. The import log provides the user with an efficient means to identify quality defects.

 

Auditing requirements compliance

Central data storage, access protection, histories, documented workflow and role-based rights management support requirements of your auditors, unlike many IDP/EUC (individual data processing / End User Computing) solutions.

 

Standard interfaces

Standard interfaces are available for many established providers of lease management systems. This means leasing portfolio data can thus be made available more simply and with higher quality to TRIGONIS. Get in touch with us and enquire whether your lease system is already supported.

Closely connected to the industry

BDL Logo

The close collaboration as a cooperation and information partner to the BDL, in particularly, the involvement in the working groups of the business advisory committee as well as with chartered accountants and other representatives from the industry ensures TRIGONIS always remains up to date and offers a high standard.

Are you ready to master your future planning flexibly whilst complying with auditing standards?

Contact person

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Michael
Bosselmann

CEO Financing

+49 40 881309 149

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Torsten
Ullrich

CEO Reinsurance

+49 40 881309 358

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Bertrand
Scheller

CEO

+49 40 881309 120

Contact

Address

Inveos GmbH
Ludwig-Erhard-Straße 14
20459 Hamburg
Germany

Company

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Welcome to Inveos. We are an independent software and consulting firm that offers top-rate solutions for renowned companies in Germany and the rest of Europe.

We bring in-depth industry knowledge, in-depth IT expertise and over 30 years experience to the table. Not to mention the letter „i“ in the logo which at Inveos stands for „ideas, innovations and impetus“.

In this sense, we are committed to ensuring that our customers are always at the forefront in times of complex challenges. Countless successful areas of applications for our products and employees attest to this fact. See for yourself.

  • Approx. 40 employees and partners in action
  • Reinsurance/leasing professionals
  • IT professionals with sound industry knowledge
  • Turnover > EUR 4.8 million
  • Locations: Hamburg and Zurich